|How could I deny this moment?!|
Blog Every Day in May Challenge, Day 16.
Today’s prompt is: Something difficult about
your “lot in life” and how you’re working to overcome it.
Oh, sure, that looks like a terrible hand you were dealt! (picture above) No, I’m not trying to say my life is horrible or that you can fix that with a visit to Disneyland or even a hug from Cinderella! Though, that does help! Let me explain:
I don’t like to focus on the negative, so I would never actually say “my lot in life”, oh, except that I just did. Anywho, I guess my “lot” would be that I came from a broken, troubled, though hard working family that scraped by each month most of the time. I was sent off with out much help in the way of finances nor shown the best example of how to manage those finances.
I am overcoming these things by trying to do something different. Homeschooling my kids to give them a completely different life than the typical rushed and stressed school life of most American kids. Don’t get me started there.
Also, I’m working hard to keep my family happy and together. Of course everyone hopes for that, but I will continue to try my hardest to have a good marriage and give my kids a happy childhood.
So the number one struggle from my “lot” right now would be:
I am trying to be better with finances. Trying to learn to change the way I think about money and handle it differently than I was taught.
I was raised to save, save, save! Pay off debt first, all that good stuff. Problem is, I never have anything left to save after paying my bare minimum of bills. I mean bare minimum because I don’t have a ton of extra bills, mostly just the basics, you know, mortgage, PG&E, phone, etc. The only other thing I could cut out would be cable, but my husband would have withdrawals. And anyway, there will always be debt because there will always be bills.
I’ve learned enough on my own to know that I think backward from wealthy people that know how to invest (okay that just scares me to death! Throwing money away and hoping it will multiply and come back someday (shudder).) Hopefully I will learn to invest and even have enough to start with at some point in the near future. For now it’s hard to get past that need to always pay off every cent of debt before doing anything else with my money.
For now, when I do get a little extra money, I save up for a short time, but I also want to live life! So, a spontaneous trip to Disneyland to give my kids the memories of a lifetime while they’re still young, is impossible to resist! Even when I know it’s completely irresponsible.
But, It was well worth it to see their awe struck faces and huge smiles! And, oh, when my little princess met her favorite, Cinderella, in person! She ran and hugged her tight and it was the best moment of her little life so far! How could I have denied her that to save for a future moment that may not have been half as great, or possibly never happen at all?
Normally I’m very frugal, though. So, I think the main problem is just not earning enough. Yet! That will change when I’m a famous author and artist, of course. Ha Ha. I need to work a bit harder on that.
Do you have any great tips for me, you know, fast track to riches?!! What’s your secret? Besides your husband making loads; mine has a great job he loves, but makes minimum wages. We’re happy with that, but it would be nice to plan for the future.